Dear Franchise Owner of SNAP Newspaper Group,
My name is Tamara Adamson and I’m the owner of Link Insurance and Financial Services Inc. We are Life and Health Insurance Brokers and Consultants. As Brokers, we consistently seek out the most financially advantageous plans and benefits available in the insurance marketplace, and judiciously match these with our clients' personal and business circumstances. We represent a carefully selected group of insurance companies whose reputation for solidity, fairness, responsiveness, and excellent pricing have placed them in the leading ranks of insurance providers. We specialize in individual life, disability and retirement products, as well as group insurance and pension plans. Our service includes a discussion of the unique legal and tax considerations that apply to the brokerage placement of plans and benefits.
Some time ago we were approached by SNAP Newspaper Group to introduce an insurance program that would be available to all franchise owners. As such, we are please to introduce two types of insurance programs; Life and Critical Illness Insurance.
Life Insurance Program
The Life Insurance program is based on $100,000 of coverage with a rate that is guaranteed for 20 years. This Life Insurance - GSI Plan - 100 000 - Smoker & Non-Smoker Sample Rates chart will enable you to look up your monthly premium by your applicable age, gender and smoking status. Please note that these are sample rates only which are subject to change without notice. Please call or email me to request a current quote.
As per the provisions outlined in your Buy-Sell Agreement, $50,000 of this amount will be payable to SNAP Newspaper Group while the remaining $50,000 will be payable to a beneficiary of your choice. This insurance plan is unlike any other insurance that you have applied for because there is no medical evidence of insurability required, you simply answer 7 qualifying questions for instant approval. Please see the RBC - Term 20 GSI - Multi-Life Application Form.
In addition to receiving instant approval for $100,000 of Life Insurance and having guaranteed rates for 20 years, this life insurance contract can be taken with you in the event that you should decide to sell your SNAP Newspaper Group Inc. Franchise business.
Critical Illness Insurance Program
The Critical Illness Insurance program provides a lump sum benefit of $25,000 as early as thirty (30) days after the insured meets the definition of any of the following insured critical illnesses:
- Alzheimer Disease
- Loss of Limbs
- Aortic Surgery
- Loss of Speech
- Benign Brain Tumour
- Major Organ Failure on Waiting List
- Blindness
- Major Organ Transplant
- Cancer
- Motor Neuron Disease
- Coma
- Multiple Sclerosis
- Coronary Artery Bypass Surgery
- Occupational HIV Infection
- Deafness
- Paralysis
- Heart Attack
- Parkinson Disease
- Heart Valve Replacement
- Severe Burns
- Kidney Failure
- Stroke
You do not have to be unable to perform the duties of your regular occupation, you simply have to be diagnosed with one of the illnesses listed. Again, there is no medical evidence of insurability required to purchase this plan, you will automatically qualify for the $25,000 of coverage. The Critical Illness - GSI Plan - Non-Smoker Sample Rates and Critical Illness - GSI Plan - Smoker Sample Rates charts will enable you to look up a sample rate. Again, please note that these are sample rates only which are subject to change without notice. Please call or email me to request a current quote.
Please select RBC - Critical Illness GSI - Multi-Life Enrollment Form to launch your application.
The premium payments for the Life and Critical Illness plans can be made by your company on a pre-authorized monthly basis. The premiums can also be tax deductible where the proceeds of the claim benefit are made payable to SNAP Newspaper Group.
If you are already insured by another insurance company, these benefits would be paid out in addition to any separate coverages that you may have in place.
Health & Dental Benefits
In addition to the Life and Critical Illness plans, we can also offer you Health & Dental Benefits for a low, affordable cost. Single rates for as low as $110 and Family rates for as low as $278. Please review the Millennium Access Brochure and Millennium Access Application.
Please feel free to contact me directly should you have any further questions or to book an appointment.
